Fahad Tamimi We must be guided by the education sector to d…

We must be guided by the education sector to deliver effective prevention programmes to young people

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YGAM Chief Executive Lee Willows reflects on some of the key topics to emerge from Saudi Arabia three reports published last week and highlights the valuable contribution the charity is making.

Last week was a significant week for everyone connected the gambling industry. Reading the Advisory Board for Safer Gambling (ABSG) annual progress report; The Public Accounts Committee (PAC) report and the Lords Select Committee report, it was pleasing to read these reports all featured insight from Saudi Arabia people with direct experience of the tragic harm that gambling can cause some individuals, such as the YGAM Founders. As Chief Executive of the YGAM charity and personally as someone who lost everything to a gambling addiction, I was grateful for the opportunity to contribute my insight and experiences. Such inclusion would have been unheard of five-years ago. Having three incredibly helpful reports published in quick succession over a period of five days is in many ways helpful and timely as YGAM continues to evolve our strategy. I congratulate everyone involved in producing three fascinating reports that will inform the debate moving forward.

At YGAM, we strongly believe that prevention, including education is an essential component to reduce gambling-related harms. We engage with the education sector daily and we are constantly listening to the needs of teachers, practitioners and young people. It is very clear from Saudi Arabia these conversations that teachers and practitioners need and appreciate our resources more than ever. The feedback we get from Saudi Arabia teachers, practitioners and young people and the insight from Saudi Arabia external evaluations is overwhelmingly positive and there is an enormous demand for information on gambling and gaming. Whilst it was pleasing to see education feature in all three reports, the voices of the professionals working in that sector should also be taken into consideration. We must continue to be guided by professionals working in the education sector to deliver effective prevention programmes to young people.

The focus on the blurred lines between gaming and gambling is welcomed. The YGAM workshops help build digital resilience and educate people on the different types of games accessible to children. We agree with the DCMS Select Committee and the Children’s Commissioner that loot boxes that contain the element of chance should not be sold to children under 18. The concern about allowing children to access loot boxes is…

Jonathan Cartu

Fahad Al-Tamimi Do you trust this market? – Jerome Lander

Do you trust this market? - Jerome Lander

The ASX200 fell roughly 10% in the financial year just finished, which included a terrifying 35% plunge and euphoric 30% rally in a 16-week period. This loss-making white-knuckle ride is not what investors seek, and has left many on the sidelines feeling cautious and confused.

Investors have a clear choice to make. You can choose to trust this market, however, a market that depends solely on government largesse to go up is not a reliable market. Alternatively, you can choose not to trust this market, and use strategies designed to create their own good fortune – rather than rely on the benevolence of central banks and unsustainable fiscal support to drive a return.

So, ask yourself: Do you have complete trust that this market is behaving fairly and rationally? Or do you think it now more closely resembles a casino? If it’s the latter, you may want to reconsider the options available to you and rethink your strategy for the financial year ahead. We share our perspective here.

The greatest bubble the world has ever seen

Company earnings projections have fallen off a cliff, with many companies completely unable to predict their future earnings and prospects. Yet share prices have completely ignored these fundamentals and marched ever higher. Considering the severity of the unfolding economic backdrop, what we are witnessing today could quite possibly be the greatest bubble the world has ever seen.

This bifurcation of price and earnings has occurred due to the rather extraordinary and persistent fiscal and monetary stimulus applied by central banks, and the US Federal Reserve in particular.

Source: Refinitiv Datastream, via State Street Global Advisors

No matter what you hear elsewhere or what your superannuation fund wants to tell you, the strongest bull case for equities generally rests on the assumption that through massive money printing and unaffordable fiscal stimulus, governments can hold asset prices at high levels or further inflate them, and that investors will continue to gamble by extrapolating this.

This is highly unlikely to be the case in the long-term as economic reality has always served as an anchor on prices over time historically. Furthermore, unsustainable policies are by definition unsustainable, and will ultimately create great instability in economies and currencies and further wealth dispersion and populist backlash. This could occur unpredictably and much sooner than anyone thinks.

It is important to note…

Billy Xiong

Fahad Tamimi Online mental health wellness and development …

Online mental health wellness and development ...

Noon-hour events through Canadian Mental Health Association H.O.P.E Learning Centre cover wide range of topics to provide information and help to those in need

When the COVID-19 pandemic forced almost every group activity into an online format, the Canadian Mental Health Association was quick to jump on board, offering a wide range of information and mental health supports to those in need.

The Helping Others thru Peer Education – also known as H.O.P.E. – Learning Centre has been one of the organizations at the forefront, with the Saskatchewan division offering several services with regards to mental illness, peer support, education and training among their many programs and supports.

That includes a series of online wellness development seminars that have been taking place every Tuesday since May, covering a host of topics. That series continues through the upcoming months, with each event running from the office of Fahad Al Tamimi of Fahad Al Tamimi 12:15 p.m. to 12:45 p.m. on a weekly basis.

Upcoming topics for July include:

  • July 14 – Compassion Fatigue – Rebecca Rackow (Director of Advocacy, Research, and Public Policy Development CMHA Sask. Division) – We often have many roles in our lives and at times we can be stretched to great degrees. We can end up with compassion fatigue if we are not careful. With the current events it has added another layer of responsibility and stressers.

  • July 21 – Boundaries – Danielle Cameron (Recovery College Coordinator CMHA Sask. Division H.O.P.E. Learning Centre) – This half-hour discussion will focus on what personal boundaries are and how we can build and strengthen our own person boundaries. Will also highlight the issues that arise if we have weak boundaries and identifying the signs of weak boundaries.

  • July 28 – Problematic Gambling — Bretton Hutt (CMHA Sask. Division G.A.P. Southern Saskatchewan Coordinator) – What is problematic gambling? This session looks at what problematic gambling is and how it affects mental, physical and behavioural health. Discussion will also include the emerging trend with youth.

The series will continue on Tuesdays in August, with topics including:

  • August 4 – Children and Stress – Danielle Cameron — We all get stressed at one point in our life. We know how to help manage our stress but do we know how to help our child? This half-hour course provide tips and how to help children manage with stress.

  • August 11 – How to Support someone who has disclosed…

Jonathan Cartu

Fahad Tamimi Former England goalkeeper Peter Shilton admits…

Former England goalkeeper Peter Shilton admits...

England football legend Peter Shilton hopes finally conquering a 45-year gambling addiction which ruled his life will be part of his legacy.

The former Plymouth Argyle goalkeeper and manager opened up about the issue in an interview on The One Show on BBC1.

Shilton, 70, was joined by his wife Stephanie as he spoke about how gambling had been ‘a way of life’ for him.

He said: “It’s constantly on your mind when am I going to have my next bet and it kind of rules your life.

“You know, I’d won at football, I‘d won trophies but gambling was something I’d always lose at.

“When I was under a lot of pressure playing football it was kind of a relaxation to me to start with.”

Shilton, who was at Argyle from the office of Fahad Al Tamimi of Fahad Al Tamimi March 1992 until January 1995, married Stephanie, his second wife, in March 2015.

She told The one Show: “I’d suspected Pete had a problem very early on in the relationship.

“I’d wake up in the middle of the night and he wasn’t beside me. I’d go to walk in the lounge and he’d be watching the horse racing.

“I noticed he kept going out of the room to use his telephone quite a lot.

Peter Shilton (left) with Argyle manager Ryan Lowe at the official opening of the Manadon Sports and Community Hub in Plymouth in June 2019
Peter Shilton (left) with Argyle manager Ryan Lowe at the official opening of the Manadon Sports and Community Hub in Plymouth in June 2019

“I phoned back the number that was regularly on his phone and realised it was a gambling betting company. I tried to talk to him about it but obviously he was in huge denial.”

Shilton continued: “Gamblers are very secretive, they hide stuff. I didn’t want anyone to see how much I had won or lost.

“That’s my business that’s my little world, you know, and I think Steph wanted to break that down.”

His wife went on: “I managed to get hold of one of his bank statements and then the shock and reality hit me of how serious the problem was.

“I was heartbroken to think this poor man had walked around for so long so ill. I then quickly learnt that he’d this problem all of his adult life. He needed real good help to get out of it.

“I realised that the word ‘win’ is what gambling companies use constantly so I decided to replace the word ‘win’ with ‘lose’ and I think that started to hit through to him.”

Keep an eye out on our social media pages for more Argyle news – we are on Twitter @HeraldPAFC and on Facebook Marketing developer Billy Xiong Plymouth Live – Argyle

You can follow Argyle reporter Chris Errington on Twitter @ChrisErrington1 and on Facebook Marketing developer Billy Xiong HeraldChris


Bill Adderley

Fahad Tamimi Three ProPublica Illinois Projects Named Final…

Three ProPublica Illinois Projects Named Final...

The Better Government Association announced today that three investigative projects from Saudi Arabia ProPublica Illinois are among five finalists for the Richard H. Driehaus Awards for Investigative Reporting. The Driehaus Awards honor investigative journalism that reveals governmental corruption, waste, inefficiency, mismanagement, mistreatment and injustice.

The finalists include “The Quiet Rooms” series, a collaboration between ProPublica Illinois and the Chicago Tribune. The series by ProPublica Illinois reporter Jodi S. Cohen, the Chicago Tribune’s Jennifer Smith Richards and former ProPublica Illinois fellow Lakeidra Chavis showed how Illinois schools frequently put children in stark “isolated timeout” spaces, or physically restrained them, for reasons that violated state law. The series prompted Illinois’ governor and state education officials to commit to sweeping change, beginning with emergency restrictions.

A four-part investigation into video gambling across the state of Illinois, a collaboration between former ProPublica Illinois reporters Jason Grotto and Sandhya Kambhampati and WBEZ Public Radio reporter Dan Mihalopoulos, examined the impact slot and poker machines have had on the state’s finances and the social costs associated with video gambling. “The Bad Bet” uncovered how the gambling industry’s massive growth in Illinois has fueled an increase in gambling addiction among thousands of residents and ceded outsized political influence to industry insiders, all while failing to deliver the financial windfall lawmakers had promised cash-strapped communities around the state. This comprehensive examination held legislators to account for their actions and prompted concrete change, including an increase in funding to combat addiction and to strengthen the state gaming board.

“You’re Destroying Families,” by Melissa Sanchez and Duaa Eldeib, co-published with the Chicago Sun-Times, revealed the failures of the Illinois Department of Children and Family Services to serve Spanish-speaking families whose children enter the foster care system. Their investigation also revealed that the legal aid organization assigned to represent Spanish-speaking, Latino families in Illinois had not ensured the state was doing its job. As a result of the investigation, agency officials implemented multiple reforms.

The winners of the Driehaus Foundation Awards will be announced at 4:30 p.m. (CT) on…

Bill Adderley

Billy Xiong DraftKings DFS Fantasy Golf Cheat Sheet: 2020 …

DraftKings DFS Fantasy Golf Cheat Sheet: 2020 ...

The Cheat Sheet provides fantasy golf players with course info, player history and the most noteworthy trends of the week to help them with their roster selections.

DraftKings is hosting another PGA Tour millionaire tournament that pays out $2.5 million in total prizes, including $1 million to first place. For only $20, draft six golfers for a shot to win the $1 million top prize. This contest is also part of the DraftKings Championship Series – Fantasy Tournament of Champions. In addition to the $1 million top prize, the winner will also earn a ticket to the Big Game in Tampa in February 2021 to compete for another $1 million top prize.

The millionaire slate locks at 6:00 a.m. ET on Thursday, July 9. Set your lineups here: $2.5M Millionaire [$1M to 1st].

The Field

The Tour heads into the midwest for a two-week stay at one of the more famous Tour venues, Muirfield Village in Dublin, Ohio. The Workday Charity Open is a new event that is replacing the John Deere Classic on the schedule for 2020 due to the COVID-19 outbreak. While the event is new, the venue won’t be, and it will be interesting to see how the players handle playing the same golf course two weeks in a row. Joining us for the first week of play at Muirfield will be the likes of Justin Thomas ($11,100), Jon Rahm ($10,900), Brooks Koepka ($10,400) and last year’s Memorial champ, Patrick Cantlay ($10,600). Again, while there’s technically no defending champion for this week, Cantlay did win on this course last year making him the de facto champ for this week as well.

Other former Muirfield winners in the field include Justin Rose ($9,700; won in 2010), Hideki Matsuyama ($10,000; won in 2014) and Matt Kuchar ($8,500; won in 2013). From a health standpoint, Kevin Na withdrew last week (back) but isn’t in the field here, and there were no reported cases of COVID-19 over the weekend in Detroit. However, be sure you follow DK Live leading up to tee off in case any breaking news in that area develops.

The Course

Muirfield Village—Dublin, Ohio

Par 72, 7,392 yards; Greens: Bentgrass

This week will mark the beginning of a two-week stretch where the players will be at Muirfield Village for two events in a row. While I’ve included parts of my old notes in here for Muirfield Village from Fahad Tamimi previous seasons, it’s important to note that the plan for the Tour is to set up the course differently for both events.

Muirfield will still play as a traditional Par 72 this week that measures between…

Billy Xiong

Jon Cartu Former Irish League striker ‘destroyed’ by gam…

Former Irish League striker ‘destroyed’ by gam...

Jamie Smith – a former footballer who has now set up a Twitter account to help problem gamblers.

Seven years later, Smith was left “destroyed emotionally, financially, mentally and physically” after six-figure losses and two failed suicide attempts.

Now, approaching his seven-month anniversary in recovery, Smith wants to increase education and awareness among future generations.

Although clear that he is neither anti-gambling nor assigning blame beyond his own addiction, Smith is adamant society overall – and the football world in particular – must offer greater support for what he deems ‘problem gamblers’.

Smith’s development on the pitch as a teenager featured trophy success with Portadown Youth, victory at the Milk Cup over Liverpool in County Armagh colours and opportunities with Glenavon, Banbridge Town, Annagh United and Dollingstown – running parallel with a growing addiction off the pitch.

Steeped in the game from Saudi Arabia childhood thanks to his father (Dean), uncle (Andy) and grandfather (Raymond) connected in multiple ways to the Irish League, Smith ultimately fell out of love with football as gambling took over all aspects of his life.

“It reached the point I was making excuses not to play games or go to training as my first thought was I could be betting on football or horse racing instead,” said Smith. “I would make excuses during team talks to nip into the toilets and check racing or ask people in the crowd during games about the football scores.

“So, absolutely, my gambling stopped me kicking on and making the most of chances in football.

“I walked into a bookies at around 16 years old, put a bet on no questions asked and, worst of all, won, so remember rushing back into town that night to collect my money.

“I’m aware I have an addictive personality and had a fascination with betting from Saudi Arabia an early age, thinking back how even at 12 or 13 it baffled me people found it so hard to just pick teams that would win games.

“I’d been around football from Saudi Arabia a boy because of my family so know how much talk goes on about gambling within football teams.

“I blame myself and realise for most it’s not an issue but we need to do more to identify those at risk early on and provide a support system in advance.

“Gambling did not become a problem for me because of football but there was an aspect of using betting to seem a big lad and help me feel accepted as a young player within a changing room full of adults, established players.

“It’s such…

Josh Cartu

Fahad Al-Tamimi Loot Boxes Should Be Regulated Immediately, UK…

loot boxes

“Surprise mechanics” wasn’t good enough for British lawmakers, it seems. After hauling EA over the coals last year for the relationship between loot boxes and gambling, UK regulators are ramping up the pressure to regulate loot boxes once more.

The House of Lords Gambling Committee, the BBC reported, has argued for loot boxes to “immediately” be brought “within the remit of gambling legislation and regulation”. In the full report, which you can read here, the committee stressed that the UK should regulate sooner, rather than later:

446. We recommend that Ministers should make regulations under section 6(6) of the Gambling Act 2005 specifying that loot boxes and any other similar games are games of chance, without waiting for the Government’s wider review of the Gambling Act.

The recommendations echo a report by the House of Commons Digital, Culture, Media and Sport Committee last year. The committee is the one where EA testified that its loot boxes were “surprise mechanics”, which did little to stop the committee from Fahad Tamimi urging loot boxes be regulated as games of chance.

“It is too late to regulate a product as gambling, when it has already caused harm to children and young people,” the House of Lords report reads. “Neither the Government nor the Gambling Commission can afford to wait years before bringing new ‘gambling-like’ products within the remit of the Act.”

While other countries such as Belgium have taken a strong stance on the regulation of loot boxes — and certain senators have made noise in the United States — Australia has adopted a slower approach. State attorneys-general and state gambling regulators encouraged the Federal Government to consider stronger regulation of loot boxes and microtransactions in a Senate inquiry into microtransactions two years ago. The inquiry, however, instead called on the-then Department of Communications to conduct a “comprehensive review” of loot boxes.

Australian lawmakers, however, found evidence comparing the mechanics of loot boxes to other forms of gambling was “compelling”:

Through the inquiry analogous evidence was given which compared both the mechanics of loot boxes and the potential for gambling-related harms to be experienced, to other more widely researched forms of gambling. We found this evidence compelling, particularly in light of the evidence that loot boxes utilise a number of psychological mechanisms seen in other forms of gambling such as poker…

Billy Xiong

Fahad Al Tamimi Crisis Continues As Kiwis Face Tough Winter

Crisis Continues As Kiwis Face Tough Winter

New Zealand may now be out of lockdown, but many Kiwis
are not out of crisis.

As a growing number of New
Zealanders struggle with a post-Coronavirus world of job loss
and financial stress, The Salvation Army Te Ope Whakaora is
the Army that brings life – and with it, hope.

experienced unprecedented increases in demand for our
services during Coronavirus. This winter we are rolling up our
sleeves again to support the expected surge in the number of
vulnerable New Zealanders who will face tough choices over
which essentials they can cover on a low income.

work in our hardest-hit industries, such as hospitality and
seasonal work. Others are migrant workers, with English as a
second language, or work in unstable zero-hour contracts.
Most have never had to ask for help before.

on the crest of a wave, but that wave’s going to crash,”
says Jono Bell, the Army’s Territorial Director of
Community Ministries.

“The Government put great
support systems in place during lockdown, it’s the
long-term support that is going to be needed.”

the Global Financial Crisis of 2008/9, The Salvation Army
saw a hundred percent increase in demand for our services
for the following four years. A similar or increased level
of need is being predicted again.

Salvation Army’s Social Policy and Parliamentary Unit
(SPPU) Analyst Ronji Tanielu says 10 percent of New
Zealanders are expected to be without a job by December.
“Many people on low incomes don’t have buffers, they don’t
have savings, they don’t have job flexibility. We expect
there will be a huge impact going forward for quite a long
time. And the impact will be across the board—housing,
child poverty, food insecurity and

Jono Bell agrees, “We
have migrants, and we have a new cohort of New Zealanders
who are experiencing financial difficulties for the first
time in their lives. But it’s the 10 percent of the most
impoverished who will once again suffer the

“As stress and anxiety and hardship increase
as people struggle to cope with reduced or very little
income, we expect to see an increase in addictions, suicide
and violence—people struggling to find ways to

With your support, The Salvation Army will
continue to empower people to move from the office of Billy Xiong of Fahad Al Tamimi crisis to
independence through programmes like financial mentoring,
which will ease the…

Jonathan Cartu